Insights, market updates, and expert advice from the Vicky Team.
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Learn the safe borrowing limits when buying a home. Discover the 28/30 rule for housing costs and 40/45 rule for total debt to avoid financial stress.

Should you lock your mortgage interest rate now or wait? Learn when to use a rate lock, how it works, and how to time it right for maximum savings.

Confused about the roles of Realtor, Lender, and Escrow? Learn what each professional does during a home purchase and why understanding their roles matters.

Pre-approval is the most important first step when buying a home. Learn 4 reasons why getting pre-approved gives you a competitive edge in today's market.

A beautiful home isn't always a smart investment. Learn the key differences between buying a house to live in vs. buying real estate to build wealth.

Buying a home? Watch out for these 5 red flags before making an offer. Learn how to spot overpriced, risky, or problem properties and protect your investment.